Here is some great news. The main two factors that determine whether you can use equity release purchase to help you move to a bigger and better home are your age, and the value of the property that you want to buy.
To understand the features and risks of a lifetime mortgage, please ask for a personalised illustration.
Our charges are based on the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. For our service we charge a fixed fee of £1,295. For a further advice or to re-broke an arrangement with the same client, a reduced fee of £795 is charged.
These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.
Equity Release (Lifetime Mortgage) is a loan secured against your home.
To understand the features and risks of equity release, please ask for a personalised illustration.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount you repay.
The actual interest rate and fees charged will depend upon your circumstances.
Unless you decide to go ahead, our service is at our cost.
Only if your case completes would our advice fee of £1295 be payable.
Other lender & solicitor fees may apply.
At One Stop 4 Equity Release Limited we are committed to providing our clients with expert later life financial advice tailored to their individual needs.
As a whole-of-market firm, we continue to offer a comprehensive range of equity release (lifetime mortgages) products from across the market.
However, for Retirement Interest-Only (RIO) Mortgages, Term Interest-Only (TIO) Mortgages, and Fixed Rate Later Life Mortgages, we have chosen to work exclusively with LiveMore Mortgages. This means that while we consider all available equity release and later life lending options across multiple providers, for these specific products, we will only recommend solutions from LiveMore Mortgages.
If you proceed with a mortgage that requires payments to be made, your home maybe repossessed if you do not keep up repayments on your mortgage.
Equity Release Purchase is a trading style of One Stop 4 Equity Release Limited.
One Stop 4 Equity Release Limited is authorised and regulated by the Financial Conduct Authority under No: 952887.
One Stop 4 Equity Release Limited is a registered company in England and Wales, registration No: 13452621. Registered address: 30 North Street, Bourne, PE10 9AB.
